Understanding Ratenkredit: Terms, Calculations, and Applications

This lecture covers the concept of Ratenkredit, explaining terms such as effective annual interest rate and conditions for applying. It also delves into the calculation of monthly payments using a credit calculator and the advantages of this type of credit. The instructor demonstrates how to use an Excel-based credit calculator to determine monthly rates and the total amount to be repaid. Additionally, the lecture explores the importance of considering uncertainty in financial decisions and the impact of depreciation on financial statements.