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Concept
European Health Insurance Card
Summary
The European Health Insurance Card (EHIC) is issued free of charge and allows anyone who is insured by or covered by a statutory social security scheme of the EEA countries, Switzerland, and the United Kingdom to receive medical treatment in another member state in the same way as residents of that state—i.e., free or at a reduced cost—if treatment becomes necessary during their visit (for example, due to illness or an accident), or if they have a chronic pre-existing condition which requires care such as kidney dialysis. The term of validity of the card varies according to the issuing country. Continued reciprocal healthcare access between the EU and the UK was agreed, and the UK issues a UK Global Health Insurance Card (GHIC) valid in the EU, but not other EEA countries.
The intention of the scheme is to allow people to continue their stay in a country without having to return home for medical care, and does not cover people who have visited a country for the purpose of obtaining medical care, or non-urgent care that can be delayed until the individual returns to their home country (for example, most dental care). The costs not covered by self-liability fees are paid by the issuing country, which is usually the country of residence, but may also be the country from which the patient receives the most pension.
The card only covers healthcare which is normally covered by a statutory health care system in the visited country; additional costs can be met by taking out travel insurance.
The card was phased in from 1 June 2004 and throughout 2005, becoming the sole healthcare entitlement document on 1 January 2006.
It replaced the following medical forms:
E110 – For international road hauliers
E111 – For tourists
E119 – For unemployed people/job seekers
E128 – For students and workers in another member state
The card is applicable in all French overseas departments (Martinique, Guadeloupe, Réunion, and French Guiana) as they are part of the EEA, but not non-EEA dependent territories such as Aruba, or French Polynesia.
Official source
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