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This paper introduces a dynamic model of the stochastic repayment behavior exhibited by delinquent credit-card accounts. Based on this model, we construct a dynamic collectability score (DCS) which estimates the account-specific probability of collecting a ...
This paper introduces a dynamic model of the stochastic repayment behavior exhibited by delinquent creditcard accounts. Based on this model, we construct a dynamic collectability score (DCS) that estimates the account-specific probability of collecting a g ...
We present new counterexamples, which provide stronger limitations to sums-differences statements than were previously known. The main idea to improve over the original counterexamples by Ruzsa is to consider non-uniform probability measures. ...
Personal Cloud services, such as Dropbox or Box, have been widely adopted by users. Unfortunately, very little is known about the internal operation and general characteristics of Personal Clouds since they are proprietary services.In this paper, we fo ...
The physical or engineering assets within modern industries have consistently been considered as the core elements of significant value that constitute the backbone for success and overall growth. Ensuring the optimal performance of an asset is a crucial a ...
Integrating accurate air quality modeling with decision making is hampered by complex atmospheric physics and chemistry and its coupling with atmospheric transport. Existing approaches to model the physics and chemistry accurately lead to significant compu ...
This paper presents the Smart Device specification to interface with remote labs. To encourage the broader sharing of remote labs, the Smart Device paradigm decouples the client from the server and provides well-defined interfaces between client and server ...
This paper presents the Smart Device specification to interface with remote labs. To encourage the broader sharing of remote labs, the Smart Device paradigm decouples the client from the server and provides well-defined interfaces between client and server ...
In free viewpoint video, a viewer can choose at will any camera angle or the so-called "virtual view" to observe a dynamic 3-D scene, enhancing his/her depth perception. The virtual view is synthesized using texture and depth videos of two anchor camera vi ...
Synthetic fuels, or synfuels, can be produced from gas, coal and biomass. The conversion of gas and coal is well established but lignocellulosic biomass conversion is slow to develop. This paper addresses the issue of the production cost of second generati ...
