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Related publications (32)

A landmark environmental law looks ahead

In late December 1973, the United States enacted what some would come to call “the pitbull of environmental laws.” In the 50 years since, the formidable regulatory teeth of the Endangered Species Act (ESA) have been credited with considerable successes, ob ...

2023

A contagion process with self-exciting jumps in credit risk applications

Puneet Pasricha

The modeling of the probability of joint default or total number of defaults among the firms is one of the crucial problems to mitigate the credit risk since the default correlations significantly affect the portfolio loss distribution and hence play a sig ...

TAYLOR & FRANCIS LTD2022

How Do Mortgage Refinances Affect Debt, Default, and Spending? Evidence from HARP

Andreas Fuster

We use quasi-random access to the Home Affordable Refinance Program (HARP) to identify the causal effect of refinancing into a lower-rate mortgage on borrower balance sheet outcomes. Refinancing substantially reduces borrower default rates on mortgages and ...

2021

Improved Credit Bounds for the Credit-Based Shaper in Time-Sensitive Networking

Jean-Yves Le Boudec, Eleni Stai, Ehsan Mohammadpour

In Time-Sensitive Networking (TSN), it is important to formally prove per-flow latency and backlog bounds. To this end, recent works have applied network calculus and obtained latency bounds from service curves. The latency component of such service curves ...

2019

Dynamic Credit-Collections Optimization

Thomas Alois Weber

Based on a dynamic model of the stochastic repayment behavior exhibited by delinquent credit-card accounts as a self-exciting point process, a bank can control the arrival intensity of repayments using costly account-treatment actions. A semi-analytic solu ...

2019

Tracking and Stress-Testing U.S. Household Leverage

Andreas Fuster

Housing equity is an important component of borrowers’ wealth and a critical determinant of their vulnerability to shocks. In this article, the authors use a unique, newly created data set to analyze the evolution of household leverage—defined here as the ...

2018

Generic Round-Function-Recovery Attacks for Feistel Networks over Small Domains

Serge Vaudenay, Fatma Betül Durak

Feistel Networks (FN) are now being used massively to encrypt credit card numbers through format-preserving encryption. In our work, we focus on FN with two branches, entirely unknown round functions, modular additions (or other group operations), and when ...

2018

Generic Round-Function-Recovery Attacks for Feistel Networks over Small Domains

Serge Vaudenay, Fatma Betül Durak

ePrint2018

Socioeconomic characterization of regions through the lens of individual financial transactions

Emanuele Massaro

People are increasingly leaving digital traces of their daily activities through interacting with their digital environment. Among these traces, financial transactions are of paramount interest since they provide a panoramic view of human life through the ...

2017

A low-cost UWB sensor node powered by a piezoelectric harvester or solar cells

Nico de Rooij, Danick Briand, Anja Skrivervik, Pierre-André Farine, Franz-Josef Haug, Cyril Botteron, Pattanaphong Janphuang, Robert Andrew Lockhart, Christian Robert, Gabriele Tasselli

We propose an autonomous battery-less wireless sensor node that combines on a single printed circuit board an ultra-wideband (UWB) transmitter and its printed antenna, together with a piezoelectric cantilever and a solar cell array to harvest vibrations an ...

Elsevier2016

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