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Concept
Contactless smart card
Summary
A contactless smart card is a contactless credential whose dimensions are credit-card size. Its embedded integrated circuits can store (and sometimes process) data and communicate with a terminal via NFC. Commonplace uses include transit tickets, bank cards and passports.
There are two broad categories of contactless smart cards. Memory cards contain non-volatile memory storage components, and perhaps some specific security logic. Contactless smart cards contain read-only RFID called CSN (Card Serial Number) or UID, and a re-writeable smart card microchip that can be transcribed via radio waves.
A contactless smart card is characterized as follows:
Dimensions are normally credit card size. The ID-1 of ISO/IEC 7810 standard defines them as 85.60 × 53.98 × 0.76 mm (3.370 × 2.125 × 0.030 in).
Contains a security system with tamper-resistant properties (e.g. a secure cryptoprocessor, secure file system, human-readable features) and is capable of providing security services (e.g. confidentiality of information in the memory).
Assets managed by way of a central administration systems, or applications, which receive or interchange information with the card, such as card hotlisting and updates for application data.
Card data is transferred via radio waves to the central administration system through card read-write devices, such as point of sales devices, doorway access control readers, ticket readers, ATMs, USB-connected desktop readers, etc.
Contactless smart cards can be used for identification, authentication, and data storage. They also provide a means of effecting business transactions in a flexible, secure, standard way with minimal human intervention.
Contactless smart cards were first used for electronic ticketing in 1995 in Seoul, South Korea.
Since then, smart cards with contactless interfaces have been increasingly popular for payment and ticketing applications such as mass transit. Globally, contactless fare collection is being employed for efficiencies in public transit.
Official source
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Ontological neighbourhood
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Credential
A credential is a piece of any document that details a qualification, competence, or authority issued to an individual by a third party with a relevant or de facto authority or assumed competence to do so. Examples of credentials include academic diplomas, academic degrees, certifications, security clearances, identification documents, badges, passwords, user names, keys, powers of attorney, and so on.
Octopus card
The Octopus card is a reusable contactless stored value smart card for making electronic payments in online or offline systems in Hong Kong. Launched in September 1997 to collect fares for the territory's mass transit system, it has grown into a widely used system for transport and other retail transactions in Hong Kong. It is also used for purposes such as recording school attendance and permitting building access. The cards are used by 98 percent of the population of Hong Kong aged 15 to 64 and the system handles more than 15 million transactions, worth over HK$220 million, every day.
Access badge
An access badge is a credential used to gain entry to an area having automated access control entry points. Entry points may be doors, turnstiles, parking gates or other barriers. Access badges use various technologies to identify the holder of the badge to an access control system. The most common technologies are magnetic stripe, proximity, barcode, smart cards and various biometric devices. The magnetic stripe ID card was invented by Forrest Parry in 1960. The access badge contains a number that is read by a card reader.