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Lecture
Are you an EPFL student looking for a semester project?
Work with us on data science and visualisation projects, and deploy your project as an app on top of Graph Search.
This lecture covers the fundamentals of bank lending and credit risk, exploring topics such as types of loans, loan contracts, collateral, and capital. It delves into the importance of credit analysis in determining borrower creditworthiness and the role of collateral in reducing credit risk. The lecture also discusses the impact of economic conditions on lending decisions and the use of loan guarantee programs during the COVID-19 pandemic.
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