Life annuityA life annuity is an annuity, or series of payments at fixed intervals, paid while the purchaser (or annuitant) is alive. The majority of life annuities are insurance products sold or issued by life insurance companies however substantial case law indicates that annuity products are not necessarily insurance products. Annuities can be purchased to provide an income during retirement, or originate from a structured settlement of a personal injury lawsuit.
Evolutionary landscapeAn evolutionary landscape is a metaphor or a construct used to think about and visualize the processes of evolution (e.g. natural selection and genetic drift) acting on a biological entity (e.g. a gene, protein, population, or species). This entity can be viewed as searching or moving through a search space. For example, the search space of a gene would be all possible nucleotide sequences. The search space is only part of an evolutionary landscape. The final component is the "y-axis", which is usually fitness.
Life insuranceLife insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policyholder typically pays a premium, either regularly or as one lump sum.
Intermediate disturbance hypothesisThe intermediate disturbance hypothesis (IDH) suggests that local species diversity is maximized when ecological disturbance is neither too rare nor too frequent. At low levels of disturbance, more competitive organisms will push subordinate species to extinction and dominate the ecosystem. At high levels of disturbance, due to frequent forest fires or human impacts like deforestation, all species are at risk of going extinct.
Space colonizationSpace colonization (also called space settlement or extraterrestrial colonization) is the use of outer space or celestial bodies other than Earth for permanent habitation or as extraterrestrial territory. The inhabitation and territorial use of extraterrestrial space has been proposed, for example, for space settlements or extraterrestrial mining enterprises. To date, no permanent space settlement other than temporary space habitats have been set up, nor has any extraterrestrial territory or land been legally claimed.
Pacific PlateThe Pacific Plate is an oceanic tectonic plate that lies beneath the Pacific Ocean. At , it is the largest tectonic plate. The plate first came into existence 190 million years ago, at the triple junction between the Farallon, Phoenix, and Izanagi Plates. The Pacific Plate subsequently grew to where it underlies most of the Pacific Ocean basin. This reduced the Farallon Plate to a few remnants along the west coast of North America and the Phoenix Plate to a small remnant near the Drake Passage, and destroyed the Izanagi Plate by subduction under Asia.
PolynesiaPolynesia (UKˌpɒlᵻˈniːziə, US-ˈniːʒə) is a subregion of Oceania, made up of more than 1,000 islands scattered over the central and southern Pacific Ocean. The indigenous people who inhabit the islands of Polynesia are called Polynesians. They have many things in common, including language relatedness, cultural practices, and traditional beliefs. In centuries past, they had a strong shared tradition of sailing and using stars to navigate at night. The largest country in Polynesia is New Zealand.
Colonization of MarsColonization or settlement of Mars is the theoretical human migration and long-term human establishment of Mars. The prospect has garnered interest from public space agencies and private corporations and has been extensively explored in science fiction writing, film, and art. Organizations have proposed plans for a human mission to Mars, the first step towards any colonization effort, but no person has set foot on the planet, and there have been no return missions.
Indian subcontinentThe Indian subcontinent is a physiographical region in Southern Asia, situated on the Indian Plate, projecting southwards into the Indian Ocean from the Himalayas. Geopolitically, it spans major landmasses from the countries of Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, and Sri Lanka. Although the terms "Indian subcontinent" and "South Asia" are often used interchangeably to denote the region, the geopolitical term of South Asia frequently includes Afghanistan, which is not considered part of the subcontinent.
Scotia PlateThe Scotia Plate (Placa Scotia) is a tectonic plate on the edge of the South Atlantic and Southern oceans. Thought to have formed during the early Eocene with the opening of the Drake Passage that separates South America from Antarctica, it is a minor plate whose movement is largely controlled by the two major plates that surround it: the South American Plate and the Antarctic Plate. The Scotia Plate takes its name from the steam yacht Scotia of the Scottish National Antarctic Expedition (1902–04), the expedition that made the first bathymetric study of the region.
