Center for InquiryThe Center for Inquiry (CFI) is a US nonprofit organization that works to mitigate belief in pseudoscience and the paranormal, as well as to fight the influence of religion in government. The Center for Inquiry was established in 1991 by atheist philosopher and author Paul Kurtz. It brought together two organizations: the Committee for the Scientific Investigation of Claims of the Paranormal (founded by Kurtz in 1976) and the Council for Secular Humanism (founded by Kurtz in 1980).
CountryA country is a distinct part of the world, such as a state, nation, or other political entity. It may be a sovereign state or make up one part of a larger state. For example, the country of Japan is an independent, sovereign state, while the country of Wales is a component of a multi-part sovereign state, the United Kingdom. A country may be a historically sovereign area (such as Korea), a currently sovereign territory with a unified government (such as Senegal), or a non-sovereign geographic region associated with certain distinct political, ethnic, or cultural characteristics (such as the Basque Country).
Taishō eraThe Taishō era, taiɕoː dʑidai was a period in the history of Japan dating from 30 July 1912 to 25 December 1926, coinciding with the reign of Emperor Taishō. The new emperor was a sickly man, which prompted the shift in political power from the old oligarchic group of elder statesmen (or genrō) to the Imperial Diet of Japan and the democratic parties. Thus, the era is considered the time of the liberal movement known as Taishō Democracy; it is usually distinguished from the preceding chaotic Meiji era and the following militaristic-driven first part of the Shōwa era.
Mortgage loanA mortgage loan or simply mortgage (ˈmɔɹɡɪdʒ), in civil law jurisdicions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property through a process known as mortgage origination.
Family planningFamily planning is the consideration of the number of children a person wishes to have, including the choice to have no children, and the age at which they wish to have them. Things that may play a role on family planning decisions include marital situation, career or work considerations, financial situations. If sexually active, family planning may involve the use of contraception and other techniques to control the timing of reproduction.
Megadiverse countriesThe term megadiverse country refers to any one of a group of nations that harbor the majority of Earth's species and high numbers of endemic species. Conservation International identified 17 megadiverse countries in 1998. Many of them are located in, or partially in, tropical or subtropical regions. Megadiversity means exhibiting great biodiversity. The main criterion for megadiverse countries is endemism at the level of species, genera and families. A megadiverse country must have at least 5,000 species of endemic plants and must border marine ecosystems.
Aftermath of World War IITwo global superpowers, the Soviet Union (USSR) and the United States (US), rose in the aftermath of World War II. The war's aftermath was also defined by the rising threat of nuclear warfare, the creation and implementation of the United Nations as an intergovernmental organization, and the decolonization of Asia and Africa by European and east Asian powers, most notably by the United Kingdom, France, and Japan.
Guest worker programA guest worker program allows foreign workers to temporarily reside and work in a host country until a next round of workers is readily available to switch. Guest workers typically perform low or semi-skilled agricultural, industrial, or domestic labor in countries with workforce shortages, and they return home once their contract has expired. While migrant workers may move within a country to find labor, guest worker programs employ workers from areas outside of the host country.
Mortgage lawA mortgage is a legal instrument of the common law which is used to create a security interest in real property held by a lender as a security for a debt, usually a mortgage loan. Hypothec is the corresponding term in civil law jurisdictions, albeit with a wider sense, as it also covers non-possessory lien. A mortgage in itself is not a debt, it is the lender's security for a debt. It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed.
Adjustable-rate mortgageA variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. The loan may be offered at the lender's standard variable rate/base rate. There may be a direct and legally defined link to the underlying index, but where the lender offers no specific link to the underlying market or index, the rate can be changed at the lender's discretion.
