Institutional investorAn institutional investor is an entity which pools money to purchase securities, real property, and other investment assets or originate loans. Institutional investors include commercial banks, central banks, credit unions, government-linked companies, insurers, pension funds, sovereign wealth funds, charities, hedge funds, REITs, investment advisors, endowments, and mutual funds. Operating companies which invest excess capital in these types of assets may also be included in the term.
Savings and loan crisisThe savings and loan crisis of the 1980s and 1990s (commonly dubbed the S&L crisis) was the failure of 32% (1,043 of the 3,234) of savings and loan associations (S&Ls) in the United States from 1986 to 1995. An S&L or "thrift" is a financial institution that accepts savings deposits and makes mortgage, car and other personal loans to individual members (a cooperative venture known in the United Kingdom as a building society).
Public serviceA public service or service of general (economic) interest is any service intended to address specific needs pertaining to the aggregate members of a community. Public services are available to people within a government jurisdiction as provided directly through public sector agencies or via public financing to private businesses or voluntary organizations (or even as provided by family households, though terminology may differ depending on context). Other public services are undertaken on behalf of a government's residents or in the interest of its citizens.
Real estateReal estate is property consisting of land and the buildings on it, along with its natural resources such as growing crops (eg. timber), minerals or water, and wild animals; immovable property of this nature; an interest vested in this (also) an item of real property, (more generally) buildings or housing in general. In terms of law, real is in relation to land property and is different from personal property while estate means the "interest" a person has in that land property.
WinterthurWinterthur (ˈvɪntɐtuːɐ̯; lang) is a city in the canton of Zürich in northern Switzerland. With over 110,000 residents it is the country's sixth-largest city by population, and is the ninth-largest agglomeration with about 140,000 inhabitants. Located about northeast of Zürich, Winterthur is a service and high-tech industrial satellite city within Greater Zürich. The official language of Winterthur is German, but the main spoken language is the local variant of the Alemannic Swiss German dialect, Zürich German.
SatignySatigny is a municipality of the Canton of Geneva, Switzerland. It is the largest municipality of the canton by land area and the largest wine-producing municipality of the country. Its territory contains the majority of the Mandement area, a designated heritage site of national importance shared with the neighbouring municipalities of Russin and Dardagny. Satigny is first mentioned in 91 as villam Satiniatis, though this comes from a 12th Century copy of the earlier document.
Angel investorAn angel investor (also known as a business angel, informal investor, angel funder, private investor, or seed investor) is an individual who provides capital to a business or businesses, including startups, usually in exchange for convertible debt or ownership equity. Angel investors often provide support to startups at a very early stage (when the risk of their failure is relatively high), once or in a consecutive manner, and when most investors are not prepared to back them.
The Fabulous Furry Freak BrothersThe Fabulous Furry Freak Brothers is an underground comic about a fictional trio of stoner characters, created by the American artist Gilbert Shelton. The Freak Brothers first appeared in The Rag, an underground newspaper published in Austin, Texas, beginning in May 1968, and were regularly reprinted in underground papers around the United States and in other parts of the world. Later their adventures were published in a series of comic books. The lives of the Freak Brothers revolve around the procurement and enjoyment of recreational drugs, particularly marijuana.
Regional planningRegional planning deals with the efficient placement of land-use activities, infrastructure, and settlement growth across a larger area of land than an individual city or town. Regional planning is related to urban planning as it relates land use practices on a broader scale. It also includes formulating laws that will guide the efficient planning and management of such said regions. Regional planning can be comprehensive by covering various subjects, but it more often specifies a particular subject, which requires region-wide consideration.
Torah studyTorah study is the study of the Torah, Hebrew Bible, Talmud, responsa, rabbinic literature, and similar works, all of which are Judaism's religious texts. According to Rabbinic Judaism, the study is done for the purpose of the mitzvah ("commandment") of Torah study itself. This practice is present to an extent in all religious branches of Judaism, and is considered of paramount importance among religious Jews. Torah study has evolved over the generations, as lifestyles changed and also as new texts were written.