Credit historyA credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency. In many countries, when a customer submits an application for credit from a bank, credit card company, or a store, their information is forwarded to a credit bureau.
Agricultural soil scienceAgricultural soil science is a branch of soil science that deals with the study of edaphic conditions as they relate to the production of food and fiber. In this context, it is also a constituent of the field of agronomy and is thus also described as soil agronomy. Prior to the development of pedology in the 19th century, agricultural soil science (or edaphology) was the only branch of soil science. The bias of early soil science toward viewing soils only in terms of their agricultural potential continues to define the soil science profession in both academic and popular settings .
Slime moldSlime mold or slime mould is an informal name given to several kinds of unrelated eukaryotic organisms with a life cycle that includes a free-living single-celled stage and the formation of spores. Spores are often produced in macroscopic multicellular or multinucleate fruiting bodies which may be formed through aggregation or fusion. Slime molds were formerly classified as fungi but are no longer considered part of that kingdom. Although not forming a single monophyletic clade, they are grouped within the paraphyletic group Protista.
Soil erosionSoil erosion is the denudation or wearing away of the upper layer of soil. It is a form of soil degradation. This natural process is caused by the dynamic activity of erosive agents, that is, water, ice (glaciers), snow, air (wind), plants, and animals (including humans). In accordance with these agents, erosion is sometimes divided into water erosion, glacial erosion, snow erosion, wind (aeolean) erosion, zoogenic erosion and anthropogenic erosion such as tillage erosion.
TransportTransport (in British English) or transportation (in American English) is the intentional movement of humans, animals, and goods from one location to another. Modes of transport include air, land (rail and road), water, cable, pipelines, and space. The field can be divided into infrastructure, vehicles, and operations. Transport enables human trade, which is essential for the development of civilizations.
Credit bureauA credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, Special Accessing Entity in the Philippines, and also to private lenders. It is not the same as a credit rating agency. A consumer reporting agency is an organization providing information on individuals' borrowing and bill-paying habits.
Index of soil-related articlesThis is an index of articles relating to soil. Acid sulfate soil Acrisol Active layer Agricultural soil science Akadama Albeluvisols Alfisols Alkali soil Andisols Angle of repose Antigo (soil) Anthrosol Aridisols Atriplex Australian Society of Soil Science Incorporated - Baer's law Bama (soil) Barren vegetation Base-richness Bay mud Bearing capacity Bentonite Berkshire (soil) Bevameter Biochar Biogeology Blandford (soil) Blue goo Bog Brickearth Brown earth Brown podzolic Calca
Petroleum industryThe petroleum industry, also known as the oil industry or the oil patch, includes the global processes of exploration, extraction, refining, transportation (often by oil tankers and pipelines), and marketing of petroleum products. The largest volume products of the industry are fuel oil and gasoline (petrol). Petroleum is also the raw material for many chemical products, including pharmaceuticals, solvents, fertilizers, pesticides, synthetic fragrances, and plastics.
Soil biomantleThe soil biomantle can be described and defined in several ways. Most simply, the soil biomantle is the organic-rich bioturbated upper part of the soil, including the topsoil where most biota live, reproduce, die, and become assimilated. The biomantle is thus the upper zone of soil that is predominantly a product of organic activity and the area where bioturbation is a dominant process. Soil bioturbation consists predominantly of three subsets: faunalturbation (animal burrowings), floralturbation (root growth, tree-uprootings), and fungiturbation (mycelia growth).
International developmentInternational development or global development is a broad concept denoting the idea that societies and countries have differing levels of economic or human development on an international scale. It is the basis for international classifications such as developed country, developing country and least developed country, and for a field of practice and research that in various ways engages with international development processes. There are, however, many schools of thought and conventions regarding which are the exact features constituting the "development" of a country.