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Secteur financier

Publications associées (64)

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Tiers of joy? Reserve tiering and bank behavior in a negative-rate environment

Andreas Fuster

Negative interest rate regimes typically involve reserve tiering to exempt a portion of bank reserves from negative rates. We study the effects on bank behavior of a large and unanticipated change in reserve tiering by the Swiss National Bank that generate ...

2024

Flood, farms and credit: The role of branch banking in the era of climate change

Seyed Javad Kashizadeh, Pejman Abedifar

Using Iran's unexpected flood in April 2019 as a natural experiment, we show that local branches bridge the time gap between the disaster and governmental aids by immediately increasing their lending for two months following the flood. Analyzing proprietar ...

Elsevier2024

EOS: Efficient Private Delegation of zkSNARK Provers

Alessandro Chiesa, Yinuo Zhang

Succinct zero knowledge proofs (i.e. zkSNARKs) are powerful cryptographic tools that enable a prover to convince a verifier that a given statement is true without revealing any additional information. Their attractive privacy properties have led to much ac ...

Berkeley2023

FinTech Lending

Andreas Fuster

In this article, we review the growing literature on financial technology (FinTech) lending-the provision of credit facilitated by technology that improves the customer-lender interaction or used in lenders' screening and monitoring of borrowers. FinTech l ...

ANNUAL REVIEWS2022

Dynamic Byzantine Reliable Broadcast

Rachid Guerraoui, Jovan Komatovic, Dragos-Adrian Seredinschi, Andrei Tonkikh

Reliable broadcast is a communication primitive guaranteeing, intuitively, that all processes in a distributed system deliver the same set of messages. The reason why this primitive is appealing is twofold: (i) we can implement it deterministically in a co ...

Schloss Dagstuhl--Leibniz-Zentrum f{\"u}r Informatik2021

Évaluation des effets de l’augmentation des débits réservés à l’aval de deux barrages du Haut-Rhône français à l’aide de l’examen des communautés d’oligochètes

Régis Lionel Vivien

Des travaux de restauration du chenal central du Haut-Rhône français à l’aval des barrages de Lavours et Champagneux ont été entrepris en 2005-2006 et ont consisté à augmenter les débits réservés. Les effets de cette opération ont été évalués en étudiant e ...

2021

Design choices for Central Bank Digital Currency

Bryan Alexander Ford, Fan Zhang, Srdan Capkun, Ari Juels

Central banks around the world are exploring and in some cases even piloting central bank digital currencies (CBDCs). CBDCs promise to realize a broad range of new capabilities, including direct government disbursements to citizens, frictionless consumer p ...

Brookings Institution2020

Replicated state machines without replicated execution

Kirill Nikitin

This paper introduces a new approach to reduce end-to-end costs in large-scale replicated systems built under a Byzantine fault model. Specifically, our approach transforms a given replicated state machine (RSM) to another RSM where nodes incur lower costs ...

IEEE2020

Improved Credit Bounds for the Credit-Based Shaper in Time-Sensitive Networking

Jean-Yves Le Boudec, Eleni Stai, Ehsan Mohammadpour

In Time-Sensitive Networking (TSN), it is important to formally prove per-flow latency and backlog bounds. To this end, recent works have applied network calculus and obtained latency bounds from service curves. The latency component of such service curves ...

2019

A contactless payment lets a card holder execute payment without any interaction (e.g., entering PIN or signing) between the terminal and the card holder. Even though the security is the first priority in a payment system, the formal security model of cont ...

2018