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Feistel Networks (FN) are now being used massively to encrypt credit card numbers through format-preserving encryption. In our work, we focus on FN with two branches, entirely unknown round functions, modular additions (or other group operations), and when ...
People are increasingly leaving digital traces of their daily activities through interacting with their digital environment. Among these traces, financial transactions are of paramount interest since they provide a panoramic view of human life through the ...
present several optimizations to SPHINCS, a stateless hash-based signature scheme proposed by Bernstein et al. in (2015): PORS, a more secure variant of the HORS few-time signature scheme used in SPHINCS; secret key caching, to speed-up signing and reduce ...
This paper introduces a dynamic model of the stochastic repayment behavior exhibited by delinquent credit-card accounts. Based on this model, we construct a dynamic collectability score (DCS) which estimates the account-specific probability of collecting a ...
We propose an autonomous battery-less wireless sensor node that combines on a single printed circuit board an ultra-wideband (UWB) transmitter and its printed antenna, together with a piezoelectric cantilever and a solar cell array to harvest vibrations an ...
This paper introduces a dynamic model of the stochastic repayment behavior exhibited by delinquent creditcard accounts. Based on this model, we construct a dynamic collectability score (DCS) that estimates the account-specific probability of collecting a g ...
Many peer-to-peer communities, including private BitTorrent communities that serve hundreds of thousands of users, utilize credit-based or sharing ratio enforcement schemes to incentivize their members to contribute. In this paper, we analyze the performan ...
Institute of Electrical and Electronics Engineers2013
Today a wide range of technologies exist that support learning and teaching, ranging from learning management systems (LMS) to general social media platforms, such as Facebook and blogs. However, teaching with such tools and platforms can create various ob ...
This paper studies the potential gains of monetary and macro-prudential policies that lean against house-price and credit cycles. We rely on a model that features Borrowers and Savers and allows for over-borrowing induced by news-shock-driven cycles. We fi ...