Catastrophe naturellethumb|Éruption du Pinatubo aux Philippines (12 juin 1991). Une catastrophe naturelle est une catastrophe qui résulte d’un événement naturel : séisme, éruption volcanique, tsunami, mouvements de terrain, inondation, tempête, cyclone tropical, orages. Le Bureau des Nations unies pour la réduction des risques de catastrophe souligne que le changement climatique est le principal responsable du doublement des catastrophes naturelles en 20 ans. Les inondations et les tempêtes ont été les catastrophes les plus fréquentes au cours des décennies 2000 et 2010.
CatastropheLe terme catastrophe désigne les effets dommageables d'un phénomène brutal, durable ou intense, d'origine naturelle ou humaine. Il vient du grec ancien , « bouleversement, ruine ». Les conséquences de la catastrophe – le fait catastrophique – sont dans la fracture de la continuité organisée et du confort acquis. On distingue tout particulièrement les situations incluant pertes humaines et destructions à grande échelle. La singularité et l'ampleur du désastre que provoquent les grandes catastrophes affectent les esprits des populations concernées.
Disaster risk reductionDisaster risk reduction (DRR) sometimes called disaster risk management (DRM) is a systematic approach to identifying, assessing and reducing the risks of disaster. It aims to reduce socio-economic vulnerabilities to disaster as well as dealing with the environmental and other hazards that trigger them.
Marine insuranceMarine insurance covers the physical loss or damage of ships, cargo, terminals, and any transport by which the property is transferred, acquired, or held between the points of origin and the final destination. Cargo insurance is the sub-branch of marine insurance, though marine insurance also includes onshore and offshore exposed property, (container terminals, ports, oil platforms, pipelines), hull, marine casualty, and marine liability. When goods are transported by mail or courier or related post, shipping insurance is used instead.
Financial risk managementFinancial risk management is the practice of protecting economic value in a firm by managing exposure to financial risk - principally operational risk, credit risk and market risk, with more specific variants as listed aside. As for risk management more generally, financial risk management requires identifying the sources of risk, measuring these, and crafting plans to address them. See for an overview. Financial risk management as a "science" can be said to have been born with modern portfolio theory, particularly as initiated by Professor Harry Markowitz in 1952 with his article, "Portfolio Selection"; see .