Thérapie cognitivo-comportementaleLes thérapies comportementales et cognitives ou TCC (en anglais, cognitive behavioral therapy ou CBT) regroupent un ensemble de traitements des troubles psychiatriques (notamment addictions, psychoses, dépressions et troubles anxieux) qui partagent une approche selon laquelle la technique thérapeutique doit être fondée sur les connaissances issues de la psychologie scientifique. Elles doivent obéir à des protocoles relativement standardisés. Elles évaluent souvent l'évolution du patient au cours de la thérapie.
Present valueIn economics and finance, present value (PV), also known as present discounted value, is the value of an expected income stream determined as of the date of valuation. The present value is usually less than the future value because money has interest-earning potential, a characteristic referred to as the time value of money, except during times of zero- or negative interest rates, when the present value will be equal or more than the future value. Time value can be described with the simplified phrase, "A dollar today is worth more than a dollar tomorrow".
