Lecture

Innovations: FinTech & DeFi

Description

This lecture explores the innovations in Financial Technology (FinTech) and Decentralized Finance (DeFi). It covers topics such as the overview of FinTech, FinTech in lending, decentralized finance, stablecoins, and the impact of technology on banking. The lecture delves into the challenges and opportunities presented by FinTech and DeFi, including the use of digital footprints for credit scoring, the rise of BigTech credit, and the potential of Central Bank Digital Currencies (CBDCs). It also discusses the risks associated with DeFi lending, the limits of decentralization, and the future prospects of monetary systems.

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