In the United States, education is provided in public and private schools and by individuals through homeschooling. State governments set overall educational standards, often mandate standardized tests for K–12 public school systems and supervise, usually through a board of regents, state colleges, and universities. The bulk of the 1.3trillioninfundingcomesfromstateandlocalgovernments,withfederalfundingaccountingforabout260 billion in 2021 compared to around 200billioninpastyears.Privateschoolsarefreetodeterminetheirowncurriculumandstaffingpolicies,withvoluntaryaccreditationavailablethroughindependentregionalaccreditationauthorities,althoughsomestateregulationcanapply.In2013,about87Bystatelaw,educationiscompulsoryoveranagerangestartingbetweenfiveandeightandendingsomewherebetweenagessixteenandeighteen,dependingonthestate.Thisrequirementcanbesatisfiedinpublicorstate−certifiedprivateschools,oranapprovedhomeschoolprogram.Compulsoryeducationisdividedintothreelevels:elementaryschool,middleorjuniorhighschool,andhighschool.Numerouspubliclyandprivatelyadministeredcollegesanduniversitiesofferawidevarietyinpost−secondaryeducation.Post−secondaryeducationisdividedintocollege,asthefirsttertiarydegree,andgraduateschool.Highereducationincludespublicresearchuniversities,privateliberalartscolleges,historicallyblackcollegesanduniversities,communitycolleges,for−profitcolleges,andmanyotherkindsandcombinationsofinstitutions.CollegeenrollmentratesintheUnitedStateshaveincreasedoverthelongterm.Atthesametime,studentloandebthasalsorisento1.5 trillion.