Hell money () is a modernized form of joss paper printed to resemble legal tender bank notes. The notes are not an official form of recognized currency or legal tender as their sole intended purpose is to be offered as burnt offerings to the deceased as a solution to resolve their assumed monetary problems in the afterlife. This ritual has been practiced by modern Chinese and across East Asia since the late 19th century, and some Wicca-based faiths in recent years have adopted this practice. Early 20th century examples bore resemblance to minor commercial currency of the type issued by businesses across China until the mid-1940s.
The identification of this type of joss paper as "hell bank notes" or "hell money" is largely a Western construct, since these items are simply regarded as yet another form of joss paper (冥幣, 陰司紙, 紙錢, or 金紙) in East Asian cultures and have no special name or status.
The word hell on hell bank notes refers to Diyu (, "underworld prison"; also 地府, dìfǔ, "underworld court"). These words are printed on some notes. In traditional Chinese belief, it is thought to be where the souls of the dead are first judged by the Lord of the Earthly Court, Yama (Yanluo Wang). After this particular judgment, they are either escorted to heaven or sent into the maze of underworld levels and chambers to atone for their sins. People believe that even in the earthly court, spirits need to use money.
The concept of Diyu parallels purgatory as taught by certain Christian denomininations. A popular anecdote claims that the word hell was introduced to China by Christian missionaries, who preached that all non-Christian Chinese people would go to hell after death. The word "Hell" was thus misinterpreted to be the proper English term for the afterlife, and was thusly adopted as such. Some printed notes attempt to correct this by omitting the word "hell" and sometimes replacing it with "heaven" or "paradise". These particular bills are usually found in joss packs meant to be burned for Chinese deities, and are usually differently colored but have the same design as hell bank notes.
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In religion and folklore, hell is a location or state in the afterlife in which souls are subjected to punitive suffering, most often through torture, as eternal punishment after death. Religions with a linear divine history often depict hells as eternal destinations, the biggest examples of which are Christianity and Islam, whereas religions with reincarnation usually depict a hell as an intermediary period between incarnations, as is the case in the dharmic religions.
Joss paper, also known as incense papers, are papercrafts or sheets of paper made into burnt offerings common in Chinese ancestral worship (such as the veneration of the deceased family members and relatives on holidays and special occasions). Worship of deities in Chinese folk religion also uses a similar type of joss paper. Joss paper, as well as other papier-mâché items, are also burned or buried in various Asian funerals, "to ensure that the spirit of the deceased has sufficient means in the afterlife.
Diyu () is the realm of the dead or "hell" in Chinese mythology. It is loosely based on a combination of the Buddhist concept of Naraka, traditional Chinese beliefs about the afterlife, and a variety of popular expansions and reinterpretations of these two traditions. The concept parallels purgatory in certain Christian denomininations. Diyu is typically depicted as a subterranean maze with various levels and chambers, to which souls are taken after death to atone for the sins they committed when they were alive.