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Concept
Data aggregation
Résumé
Data aggregation is the compiling of information from databases with intent to prepare combined datasets for data processing.
The United States Geological Survey explains that, “when data are well documented, you know how and where to look for information and the results you return will be what you expect.” The source information for data aggregation may originate from public records and criminal databases. The information is packaged into aggregate reports and then sold to businesses, as well as to local, state, and government agencies. This information can also be useful for marketing purposes. In the United States, many data brokers' activities fall under the Fair Credit Reporting Act (FCRA) which regulates consumer reporting agencies. The agencies then gather and package personal information into consumer reports that are sold to creditors, employers, insurers, and other businesses.
Various reports of information are provided by database aggregators. Individuals may request their own consumer reports which contain basic biographical information such as name, date of birth, current address, and phone number. Employee background check reports, which contain highly detailed information such as past addresses and length of residence, professional licenses, and criminal history, may be requested by eligible and qualified third parties. Not only can this data be used in employee background checks, but it may also be used to make decisions about insurance coverage, pricing, and law enforcement. Privacy activists argue that database aggregators can provide erroneous information.
The potential of the Internet to consolidate and manipulate information has a new application in data aggregation, also known as screen scraping. The Internet gives users the opportunity to consolidate their usernames and passwords, or PINs. Such consolidation enables consumers to access a wide variety of PIN-protected websites containing personal information by using one master PIN on a single website.
Source officielle
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