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Predictably Unequal? The Effects of Machine Learning on Credit Markets

Publications associées (32)

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Can Gas Consumption Data Improve the Performance of Electricity Theft Detection?

Wenlong Liao, Zhe Yang

Machine learning techniques have been extensively developed in the field of electricity theft detection. However, almost all typical models primarily rely on electricity consumption data to identify fraudulent users, often neglecting other pertinent househ ...

Ieee-Inst Electrical Electronics Engineers Inc2024

Machine learning has provided a means to accelerate early-stage drug discovery by combining molecule generation and filtering steps in a single architecture that leverages the experience and design preferences of medicinal chemists. However, designing mach ...

Nature Portfolio2024

Aiming beyond slight increases in accuracy

Daniel Probst

Owing to the diminishing returns of deep learning and the focus on model accuracy, machine learning for chemistry might become an endeavour exclusive to well-funded institutions and industry. Extending the focus to model efficiency and interpretability wil ...

NATURE PORTFOLIO2023

Complex Daily Activities, Country-Level Diversity, and Smartphone Sensing: A Study in Denmark, Italy, Mongolia, Paraguay, and UK

Daniel Gatica-Perez, Lakmal Buddika Meegahapola, Karim Assi

Smartphones enable understanding human behavior with activity recognition to support peoples daily lives. Prior studies focused on using inertial sensors to detect simple activities (sitting, walking, running, etc.) and were mostly conducted in homogeneous ...

New York2023

Optimizing in-situ monitoring for laser powder bed fusion process: Deciphering acoustic emission and sensor sensitivity with explainable machine learning

Christian Leinenbach, Sergey Shevchik, Rafal Wróbel

Metal-based Laser Powder Bed Fusion (LPBF) has made fabricating intricate components easier. Yet, assessing part quality is inefficient, relying on costly Computed Tomography (CT) scans or time-consuming destructive tests. Also, intermittent inspection of ...

Lausanne2023

Machine Learning Security in Industry: A Quantitative Survey

Kathrin Grosse

Despite the large body of academic work on machine learning security, little is known about the occurrence of attacks on machine learning systems in the wild. In this paper, we report on a quantitative study with 139 industrial practitioners. We analyze at ...

IEEE-INST ELECTRICAL ELECTRONICS ENGINEERS INC2023

Towards Robust Monitoring of the Laser Powder Bed Fusion Process based on Acoustic Emission combined with Machine Learning Solutions

Rita Drissi Daoudi

Laser Powder Bed Fusion (LPBF) is an Additive Manufacturing (AM) process consolidating parts layer by layer, from a metallic powder bed. It allows no limitation in terms of geometry and is therefore of particular interest to various industries. Metallic LP ...

EPFL2023

Rationale: Given the expanding number of COVID-19 cases and the potential for new waves of infection, there is an urgent need for early prediction of the severity of the disease in intensive care unit (ICU) patients to optimize treatment strategies.Objecti ...

FRONTIERS MEDIA SA2022

Practical Byzantine-resilient Stochastic Gradient Descent

Sébastien Louis Alexandre Rouault

Algorithms are everywhere.The recipe for the frangipane cake is an algorithm.If all the listed ingredients are available and the cook is sufficiently deft, after a finite number of small, well-defined steps a delicious dessert will exit the oven.Now, what ...

EPFL2022

This thesis consists of three applications of machine learning techniques to risk management. The first chapter proposes a deep learning approach to estimate physical forward default intensities of companies. Default probabilities are computed using artifi ...

EPFL2022