Concept

HLM

An habitation à loyer modéré (HLM, aʃ ɛl ɛm, housing at moderate rent), is a form of low-income housing in France, Algeria, Senegal, and Quebec. It may be public or private, with rent subsidies. HLMs constitute 16% of all housing in France. There are approximately four million such residences, housing an estimated 10 million people. The standard of living in the HLM housing projects is often the lowest in the country. 72% of French HLMs built before 2001 (and 95% of those built between 2001 and 2011) are small buildings or individual houses. The average size of buildings is 20 apartments. Construction of HLM is mainly financed by funds collected on Livret A, a type of savings account regulated by the Caisse des dépôts et consignations. In 2011, the French people have placed 280 billion euros on this type of savings account. Public housing in France The HLM system was created in 1950 in response to France's postwar housing crisis. The low level of construction during and between the two world wars, the rural exodus that had started to take place in France (directed mainly at Île-de-France, the Paris region) and the baby boom, contributed to a deficit of an estimated four million residences. Eugène Claudius-Petit, the Minister for Reconstruction and Urbanisation, promoted a scheme of massive construction of socially subsidised residences to address this problem. The new system took its foundations from the HBM (habitation à bon marché – "inexpensive housing") system, which had been created in 1889 and financed mainly by charitable sources rather than the state. The level of social construction did not significantly rise until minister Pierre Courant launched an ambitious plan in 1956, warranted by the increased rate of immigration from France's former colonies. Courant's plan had the goal of construction of at least 240,000 residences each year, and it was an unexpected success: from 1956 on, there were more than 300,000 new residences built annually, with a good number of them HLM. In 1964, there were 95,000 new HLM apartments.

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