Lecture

Bank Lending & Credit Risk

Description

This lecture covers the fundamentals of bank lending and credit risk, exploring topics such as types of loans, loan contracts, collateral, and capital. It delves into the importance of credit analysis in determining borrower creditworthiness and the role of collateral in reducing credit risk. The lecture also discusses the impact of economic conditions on lending decisions and the use of loan guarantee programs during the COVID-19 pandemic.

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