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Concept
Title (property)
Résumé
In property law, title is an intangible construct representing a bundle of rights in (to) a piece of property in which a party may own either a legal interest or equitable interest. The rights in the bundle may be separated and held by different parties. It may also refer to a formal document, such as a deed, that serves as evidence of ownership. Conveyance of the document (transfer of title to the property) may be required in order to transfer ownership in the property to another person. Title is distinct from possession, a right that often accompanies ownership but is not necessarily sufficient to prove it (for example squatting). In many cases, possession and title may each be transferred independently of the other. For real property, land registration and recording provide public notice of ownership information.
In United States law, evidence of title is typically established through title reports written up by title insurance companies, which show the history of title (property abstract and chain of title) as determined by the recorded public record deeds; the title report will also show applicable encumbrances such as easements, liens, or covenants. In exchange for insurance premiums, the title insurance company conducts a title search through public records and provides assurance of good title, reimbursing the insured if a dispute over the title arises. In the case of vehicle ownership, a simple vehicle title document may be issued by a governmental agency.
The main rights in the title bundle are usually:
Exclusive possession
Exclusive use and enclosure
Acquisition
Conveyance, including by bequest
Access easement
Hypothecation
Partition
The rights in real property may be separated further, examples including:
Water rights, including riparian rights and runoff rights
In some U.S. states, water rights are completely separate from land—see prior appropriation water rights
Mineral rights
Easement to neighboring property, for utility lines, etc.
Source officielle
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